Actuary Jobs in Kitchener, ON

Kitchener, Ontario$94,500 - $168,000 CAD/yearFull-time
Last updated: January 2026Expert reviewed|Data sourced from Canadian Labour Market reports

Actuary Salary in Kitchener

Entry Level
$70,875
Average
$94,500 - $168,000
Senior Level
$210,000

Salaries adjusted for Kitchener's cost of living index (105% of national average).

Required Skills

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Actuary Job Market in Kitchener

Kitchener offers a competitive job market for Actuary professionals. While Technology leads the local economy, there's steady demand for Actuary roles across various sectors. The market for Actuary positions remains stable, with opportunities in both established companies and emerging businesses. Kitchener's growing economy and quality of life attract both local talent and professionals relocating from larger cities.

Top Companies Hiring Actuarys in Kitchener

National banksCredit unionsInsurance companies

Major employers hiring Actuarys in Kitchener include National banks, Credit unions, Insurance companies. These organizations offer competitive compensation packages and career growth opportunities for qualified Actuarys.

Actuary Salary in Kitchener vs Other Cities

Actuary salaries in Kitchener typically range from $94,500 to $168,000 annually. This is approximately 16% lower than Toronto, but the lower cost of living often results in similar take-home purchasing power.

Cost of Living for Actuarys in Kitchener

Living in Kitchener as a Actuary means navigating a cost of living that's slightly above the national average. Average rent for a 1-bedroom apartment is approximately $1,500/month (12% below national average). With Actuary salaries starting around $90,000, Kitchener offers good value for Actuary professionals.

105
Cost Index (100 = avg)
257K
Population
Yes
Tech Hub
4+
Major Industries

Commuting as a Actuary in Kitchener

Kitchener mix of public transit and car commuting. Key transit tips: Check transit routes to your potential workplace. Consider commute time when choosing where to live.

Kitchener offers various neighborhoods suitable for Actuary professionals, with options ranging from urban cores to suburban areas with good transit access.

Frequently Asked Questions About Actuary Jobs in Kitchener

What is the average Actuary salary in Kitchener?

Actuary salaries in Kitchener typically range from $94,500 to $168,000 annually, depending on experience and company size. Kitchener's moderate cost of living means these salaries offer good purchasing power.

Is Kitchener a good city for Actuarys?

Kitchener is a major hub for Actuary professionals. Technology and Insurance are the dominant industries, creating consistent demand. The city's population of 257K supports a diverse job market with both established companies and emerging businesses.

What's the cost of living like for Actuarys in Kitchener?

Kitchener's cost of living index is 105 (national average = 100). Costs are slightly above average but manageable with professional salaries.

What skills are essential for Actuary roles?

Key skills for Actuary positions include Statistical Analysis, Risk Modeling, Financial Mathematics, as well as Excel and Programming. Employers particularly value candidates who can demonstrate practical experience with these competencies through projects, certifications, or previous work experience.

What certifications are most valuable for finance careers in Canada?

The CPA (Chartered Professional Accountant) is essential for accounting roles. The CFA (Chartered Financial Analyst) is highly valued for investment positions. CFP (Certified Financial Planner) is important for wealth management. For risk and compliance, the FRM (Financial Risk Manager) is increasingly sought after. These designations can significantly boost earning potential.

How is the finance industry in Canada different from the US?

Canada's Big Five banks (RBC, TD, BMO, Scotiabank, CIBC) dominate the financial sector, creating more stability but fewer employers than the fragmented US market. Bay Street in Toronto is Canada's financial hub. Canadian finance roles tend to have better work-life balance than Wall Street, though compensation is somewhat lower.

What are the main financial hubs in Canada for finance jobs?

Toronto is Canada's undisputed financial capital, home to all major bank headquarters and the TSX. Montreal has a growing fintech scene and insurance presence. Calgary serves the energy finance sector. Vancouver has emerging wealth management and fintech opportunities. Ottawa handles government finance and regulatory bodies.

Is bilingualism important for finance jobs in Canada?

Bilingualism (English/French) is a significant advantage, especially for roles at federal institutions, Quebec-based companies, or national banks serving francophone clients. While not required for most Toronto-based positions, bilingual candidates often have access to more opportunities and can command salary premiums of 10-15%.

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