Insurance Underwriter Jobs in Ottawa, ON

Ottawa, Ontario$59,400 - $102,600 CAD/yearFull-time
Last updated: January 2026Expert reviewed|Data sourced from Canadian Labour Market reports

Insurance Underwriter Salary in Ottawa

Entry Level
$44,550
Average
$59,400 - $102,600
Senior Level
$128,250

Salaries adjusted for Ottawa's cost of living index (108% of national average).

Required Skills

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Insurance Underwriter Job Market in Ottawa

Ottawa offers a competitive job market for Insurance Underwriter professionals. While Government leads the local economy, there's steady demand for Insurance Underwriter roles across various sectors. The market for Insurance Underwriter positions remains stable, with opportunities in both established companies and emerging businesses. Ottawa's population of 1.0 million supports a diverse job market with opportunities ranging from startups to enterprise organizations.

Top Companies Hiring Insurance Underwriters in Ottawa

City of OttawaOC TranspoOttawa HydroNCC

Major employers hiring Insurance Underwriters in Ottawa include City of Ottawa, OC Transpo, Ottawa Hydro, NCC. These organizations offer competitive compensation packages and career growth opportunities for qualified Insurance Underwriters.

Insurance Underwriter Salary in Ottawa vs Other Cities

Insurance Underwriter salaries in Ottawa typically range from $59,400 to $102,600 annually. This is approximately 14% lower than Toronto, but the lower cost of living often results in similar take-home purchasing power.

Cost of Living for Insurance Underwriters in Ottawa

Living in Ottawa as a Insurance Underwriter means navigating a cost of living that's slightly above the national average. Average rent for a 1-bedroom apartment is approximately $1,900/month. With Insurance Underwriter salaries starting around $55,000, Ottawa offers good value for Insurance Underwriter professionals.

108
Cost Index (100 = avg)
1017K
Population
Yes
Tech Hub
4+
Major Industries

Commuting as a Insurance Underwriter in Ottawa

Ottawa new Confederation Line LRT with OC Transpo buses. Key transit tips: LRT connects east-west through downtown. Many government offices are transit-accessible.

Ottawa offers various neighborhoods suitable for Insurance Underwriter professionals, with options ranging from urban cores to suburban areas with good transit access.

Frequently Asked Questions About Insurance Underwriter Jobs in Ottawa

What is the average Insurance Underwriter salary in Ottawa?

Insurance Underwriter salaries in Ottawa typically range from $59,400 to $102,600 annually, depending on experience and company size. Ottawa's moderate cost of living means these salaries offer good purchasing power.

Is Ottawa a good city for Insurance Underwriters?

Ottawa is a major hub for Insurance Underwriter professionals. Government and Technology are the dominant industries, creating consistent demand. The city's population of 1017K supports a diverse job market with both established companies and emerging businesses.

What's the cost of living like for Insurance Underwriters in Ottawa?

Ottawa's cost of living index is 108 (national average = 100). Costs are slightly above average but manageable with professional salaries.

What skills are essential for Insurance Underwriter roles?

Key skills for Insurance Underwriter positions include Risk Assessment, Policy Analysis, Underwriting Guidelines, as well as Data Analysis and Communication. Employers particularly value candidates who can demonstrate practical experience with these competencies through projects, certifications, or previous work experience.

What certifications are most valuable for finance careers in Canada?

The CPA (Chartered Professional Accountant) is essential for accounting roles. The CFA (Chartered Financial Analyst) is highly valued for investment positions. CFP (Certified Financial Planner) is important for wealth management. For risk and compliance, the FRM (Financial Risk Manager) is increasingly sought after. These designations can significantly boost earning potential.

How is the finance industry in Canada different from the US?

Canada's Big Five banks (RBC, TD, BMO, Scotiabank, CIBC) dominate the financial sector, creating more stability but fewer employers than the fragmented US market. Bay Street in Toronto is Canada's financial hub. Canadian finance roles tend to have better work-life balance than Wall Street, though compensation is somewhat lower.

What are the main financial hubs in Canada for finance jobs?

Toronto is Canada's undisputed financial capital, home to all major bank headquarters and the TSX. Montreal has a growing fintech scene and insurance presence. Calgary serves the energy finance sector. Vancouver has emerging wealth management and fintech opportunities. Ottawa handles government finance and regulatory bodies.

Is bilingualism important for finance jobs in Canada?

Bilingualism (English/French) is a significant advantage, especially for roles at federal institutions, Quebec-based companies, or national banks serving francophone clients. While not required for most Toronto-based positions, bilingual candidates often have access to more opportunities and can command salary premiums of 10-15%.

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